Interested in switching your personal checking account to Radius Bank, but not sure how to get started? We have just what you need: a step-by-step guide and checklist to help make your transition to a new Radius Bank account quick and easy.
To switch your primary account, just follow these simple steps:
- Open a Radius Bank account in one of the following ways:
If you ordered a Debit or ATM card, it should arrive in the mail within 7 days. Once you receive it, follow the activation instructions included. Checks should arrive within 10 days.
- Enroll in Online Banking in minutes.
Once your account is active, self-enroll in Online Banking at radiusbank.com/enroll to gain instant access to your account and transaction history, set up Bill Pay, begin scheduling funds transfers, and more! You can access Online Banking from your computer, tablet or phone by visiting radiusbank.com.
- Enroll in Mobile Banking on your phone.
- Change your Direct Deposit(s) to Radius Bank.
Use our Direct Deposit Form to change any direct deposits over to your new Radius Bank account.
- Change your Automatic Payments or Withdrawals to Radius Bank.
Within your Online Banking account, you can set up recurring Bill Pay transactions to pay your monthly bills.
You should also change any automatic withdrawals from your old account over to your new Radius Bank account. To do so, you’ll need Radius Bank’s routing number and your account number. The Bank’s routing number is 211075086. Your account number is the set of numbers appearing directly after the routing number on the bottom left of your checks. You may also view your account number within your Online Banking account.
- Stop using your former account and begin using your new Radius Bank account.
Be sure to leave sufficient funds in your former account until all of your checks or debits have cleared and any automatic withdrawals have been successfully transferred to your Radius Bank account. Start keeping sufficient balances in your Radius Bank account. If you ordered a Radius Debit Card, make sure to activate it and begin using it to make withdrawals or purchases.
- Close your former account at the other institution.
Once you have transitioned all of your direct deposits and withdrawals over to your new Radius Bank account, you can close your account at the other institution. Remember to shred or destroy any old checks and/or ATM and Debit Cards for security purposes.