Superhero Checking

HELP MARCH OF DIMES MAKE A DIFFERENCE ONE DOLLAR AT A TIME

Every baby deserves the best possible start. Unfortunately, not all babies get one. March of Dimes is changing that. Because when a society supports every family, the future is brighter for us all. And when communities work together, even the toughest problems can be solved. Open a FDIC-insured1 Superhero Checking account and earn valuable donations for March of Dimes through everyday spending.

EARN YOUR CAPE TODAY - OPEN YOUR ACCOUNT IN MINUTES

Apply Online

HIGH-INTEREST EARNING POWER

Help Radius use its powers for good by opening a Superhero Checking account

  • Earn 0.50% APY on balances of $2,500 or more x2!2
    • All interest earned will be matched by Radius and donated to March of Dimes3
  • 1.00% of your total purchases each month made on your debit card will be donated to March of Dimes4

TECH TO HELP YOU MANAGE YOUR MONEY

Free Online and Mobile Banking5
  • Radius Mobile app with mobile check deposit
  • Free internal and external online transfers between your Radius Bank accounts and accounts at other financial institutions
  • Direct deposit your paycheck or other income
  • Free Bill Pay and eStatements
  • Customized alerts
Mobile Wallets

Link your free chip-enabled Radius Debit Card to Apple Pay®, Samsung Pay, or Google PayTM

Radius Pay a Friend

Securely send money to anyone instantly with a phone or tablet

NEW! Radius Card App to Manage Your Debit Card

  • Turn your debit card off/on with the swipe of a finger
  • Customizable alerts, location-based access, transaction restrictions, and spending caps

FREEDOM FROM FEES

  • No monthly service fees
  • No minimum balance requirement after $100.00 to open
  • Free ATMs worldwide5

Get Superhero Checking

FREE FIRST ORDER OF CHECKS


Superhero Checking
Radius Debit Card
Online & Mobile Banking
Free ATMs


Account Requirements6

  • Open the account with $100.00 or more
  • Enroll in free Online Banking & receive eStatements
  • Receive a free Radius Debit Card

Get Started

DEPOSIT MONEY
  • Fund your account via debit card or transfer from another bank account
  • Deposit checks in the Radius Mobile app using your phone’s camera
  • Initiate free transfers between your Radius Bank accounts and accounts at other financial institutions
  • Set up direct deposit of paycheck or other income (routing number 211075086)
  • Make unlimited deposits and balance inquiries at ATMs displaying the NYCE® Shared Deposit Program logo and Radius Bank ATMs
  • Make unlimited deposits via postage-paid Bank by Mail envelopes
WITHDRAW MONEY
  • Withdraw money worry-free at any ATM, anywhere in the world. We won’t charge you ATM fees and will rebate non-Radius ATM fees each month for withdrawals.
SPEND MONEY
OVERDRAFT PROTECTION

Safeguard your Radius Hybrid account from overdrafts by setting up one or both of our convenient overdraft protection services. Click here to learn more.

STOP PAYMENTS

Place stop payments on checks before they have been cashed. Initiate the service in Online Banking, at our Seaport Financial Center, or by contacting Customer Service. Fees may apply. Visit our fees page to learn more.

WIRE TRANSFERS

Wire transfers are a quick way to transfer money from your Radius account to another person or a bank account elsewhere. The cut-off time for same-day processing is 3:00 PM ET; requests received after 3:00 PM ET will be processed on the next business day. Contact Customer Service for more information.

Apply Online In Minutes

Open a Radius Bank account completely online, quickly and easily – right now, wherever you are. Most people finish their application in less than five minutes!

What You'll Need to Apply:
  • Your U.S. government issued photo ID
  • Your Social Security Number (or Individual Tax Identification Number)
  • $100.00 to open (you can use a debit card or transfer from an existing bank account)

Apply Online

Need Help?

Contact Customer Service, or live chat.

Didn't find what you were looking for?

Compare checking accounts. Compare savings accounts. Radius Bank offers additional accounts based on your needs. To learn more about our other personal accounts, contact us today.

 

 

March of Dimes does not endorse any specific brands, services, products, programs or content provided by Radius Bank or contained on all Radius Bank's web sites.

1 FDIC-insured up to the maximum allowed per depositor. 
2 Annual Percentage Yield (APY) is accurate as of Rate tiers are as follows: 0.00% APY applies to balances of $0.01–$2,499.99, 0.50% APY applies to the entire balance on balances of $2,500.00 or more. Rates may change after account is opened. Fees may reduce earnings. 
3 Radius Bank will take the monthly interest payment made at the end of each statement cycle, calculated per disclosure #1 between September 28, 2018 and July 31, 2020, and make an equal charitable donation to the March of Dimes.
4 Radius will provide 1.00% of all Qualified Purchases made by eligible Superhero Checking account holders starting September 1, 2018, and ending July 31, 2020, if the account holder keeps an average balance of $2,500 or greater within the month in their Superhero Checking Account, Qualified Purchases include signature-based purchases made with a Radius Bank Debit Card tied to a Superhero Checking account. These are "credit" purchases that can be made in stores and online. To make a signature-based purchase, select "credit" rather than debit at point-of-sale kiosks. The "credit" option is most often pre-selected when making purchases online using a debit card. Online subscription payments may not be considered signature-based purchases. The payment transaction type (signature-based or other) is ultimately decided by the merchant and how the transaction is transmitted to Radius Bank at the time of processing. We reserve the right to determine if a transaction was a Qualified Purchase, and to establish additional types of Qualified Purchases that could be made available in a variety of ways. Any goods or services purchased with the Radius Bank Debit Card that are returned or otherwise credited to your Account are not qualified purchases. Unlawful purchases and purchases of currency, cash or cash equivalents (including, without limitation, currency from the U.S. Mint, Travelers Cheques, gift cards, prepaid debit cards or other cash equivalents) made with your Radius Bank Debit Card are not Qualified Purchases. We may require you to provide documentation to validate that certain purchases are qualified purchases. Radius Bank reserves the right to modify or discontinue this program at any time. Your enrolled account must remain open, active, and in good standing to participate in the program, meaning: No NSF (non-sufficient funds) items during the preceding twelve months in your checking account (regardless of the type of checking account). Radius Bank reserves the right to modify the description of "good standing" at any time. If you close your account for any reason before the end of the statement cycle, you will forfeit all rewards accrued through your linked Debit Card during that statement cycle.
5 Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Superhero Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.
6 No monthly maintenance fees. No monthly minimum balance requirement after $100.00 to open.