Boost your savings with an account that earns more for you!
OPEN YOUR ACCOUNT completely online IN MINUTES!
- Earn 1.00% APY on balances of $2,500 & up1
- Interest accrues daily and is compounded and credited monthly
- Free Online & Mobile Banking2
- No monthly service fees
- No minimum balance requirements (after $10.00 to open account)
- ATM card available
Managing Your Money
DEPOSITS & TRANSFERS
- Opening deposit: fund account online via debit card, credit card or transfer from an existing checking/savings account; additional options include funding via cash or check in a Financial Center or by mail to our Customer Service team
- Free internal & external online transfers between your Radius Bank accounts, accounts at other financial institutions, and to other Radius Online Banking users4
- Direct deposit of paycheck or other income
- Mobile check deposit via Mobile Banking
- Unlimited, fee-free deposits and balance inquiries at Radius Bank ATMs & Financial Center locations
- Unlimited deposits and balance inquiries at ATMs displaying the NYCE® Shared Deposit Program logo
- Free postage-paid mail envelopes for deposits
- Unlimited, fee-free withdrawals at Radius Bank ATMs & Financial Center locations
- Make fee-free withdrawals at ATMs displaying the SUMSM Program logo5
- Make PIN-based purchases in stores or online using your ATM card
ADDITIONAL SERVICES AVAILABLE
A quick way to transfer money from your account to another person or institution. The cut-off time for same-day processing is 3:00PM ET; requests received after 3:00PM ET will be processed on the next business day. Contact Customer Service for more information.
Link your Radius High-Yield Savings to your Radius personal checking account for overdraft protection. Click here to learn more.
Open your account online now. It's fast, easy and secure!
Radius Bank offers additional savings accounts and Money Market products based on your needs. To learn more about our other personal savings options, contact us today or apply for an account by downloading our Personal Deposit Account Application.
|1||Annual Percentage Yield (APY) accurate as of Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9.99, 0.05% APY applies to the entire balance on balances of $10.00—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rates may change after account is opened. Fees may reduce earnings.|
|2||Standard data rates apply to Mobile Banking. Online Banking is required for access to Mobile Banking.|
|3||FDIC–insured up to at least $250,000 per depositor.|
|4||Per Regulation D, you are limited to 6 preauthorized transactions per statement period. See your personal deposit account terms and conditions for details.|
|5||Financial institutions that do not participate in the SUM SM Program may apply a surcharge.|