Free high-interest savings account1
Boost your savings with this FDIC-insured2 savings account that earns more for you.
OPEN YOUR ACCOUNT IN MINUTES
HIGH-INTEREST EARNING POWER
Earn 1.00% APY on balances of $2,500 and up3
MANAGE YOUR MONEY, FREE FROM FEES
- No monthly service fees
- No minimum balance requirement after $10.00 to open
- Free Online and Mobile Banking4
- Radius Mobile app with mobile check deposit4
- Free ATM card available
- Free internal and external online transfers between your Radius Bank accounts and accounts at other financial institutions
- Open the account with $10.00 or more
- Fund your account via debit card, credit card or transfer from another bank account
- Deposit checks in the Radius Mobile app using your phone’s camera
- Initiate free transfers between your Radius Bank accounts and accounts at other financial institutions
- Set up direct deposit of paycheck or other income (routing number 211075086)
- Make unlimited deposits and balance inquiries at ATMs displaying the NYCE® Shared Deposit Program logo and Radius Bank ATMs
- Make unlimited deposits via postage-paid Bank by Mail envelopes
- Withdraw money at any ATM — We won’t charge you ATM fees for using another bank's ATM
- Make PIN-based purchases in stores and online with your Radius ATM Card5
Safeguard a Radius Bank checking account from overdrafts by linking your Radius High-Yeild Savings account. Click here to learn more.
Wire transfers are a quick way to transfer money from your Radius account to another person or a bank account elsewhere. The cut-off time for same-day processing is 3:00PM ET; requests received after 3:00PM ET will be processed on the next business day. Contact Customer Service for more information.
Apply Online In Minutes
Open a Radius Bank account completely online, quickly and easily – right now, wherever you are. Most people finish their application in less than ten minutes!
What You'll Need to Apply:
- Your U.S. government issued photo ID
- Your Social Security Number (or Individual Tax Identification Number)
- $10.00 to open (you can use a debit card, credit card, or transfer from an existing bank account)
Didn't find what you were looking for?
Compare checking accounts. Compare savings accounts. Radius Bank offers additional accounts based on your needs. To learn more about our other personal accounts, contact us today or apply for an account by downloading our Personal Deposit Account Application.
|1||Radius High-Yield Savings is a free savings account with no monthly maintenance fee and no minimum balance requirement after $10.00 to open the account.|
|2||FDIC-insured up to the maximum allowed per depositor.|
|3||Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9.99, 0.05% APY applies to the entire balance on balances of $10.00—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rates may change after account is opened. Fees may reduce earnings.|
|4||Online Banking is required for Mobile Banking access. Standard data and message rates apply for all Mobile Banking services. To enroll in Online Banking, visit radiusbank.com/enroll.|
|5||Per Regulation D, you are limited to 6 preauthorized transactions per statement period. See your personal deposit account terms and conditions for details.|