Free high-interest savings account1
Boost your savings with this FDIC-insured2 savings account that earns more for you.
OPEN YOUR ACCOUNT IN MINUTES
HIGH-INTEREST EARNING POWER
- Earn 1.50% APY on balances of $2,500 – $24,999.993
- Earn 1.86% APY on balances of $25,000 & up3
MANAGE YOUR MONEY, FREE FROM FEES
- No monthly service fees
- No minimum balance requirement after $100.00 to open
- Free Online and Mobile Banking4
- Radius Mobile app with mobile check deposit
- Free ATM card available
- Free internal and external online transfers between your Radius Bank accounts and accounts at other financial institutions
- Open the account with $100.00 or more
- Fund your account via debit card or transfer from another bank account
- Deposit checks in the Radius Mobile app using your phone’s camera
- Initiate free transfers between your Radius Bank accounts and accounts at other financial institutions
- Set up direct deposit of paycheck or other income (routing number 211075086)
- Make unlimited deposits and balance inquiries at ATMs displaying the NYCE ® Shared Deposit Program logo and Radius Bank ATMs
- Make unlimited deposits via postage-paid Bank by Mail envelopes
- Withdraw money at any ATM — We won’t charge you ATM fees for using another bank's ATM
- Make PIN-based purchases in stores and online with your Radius ATM Card5
Safeguard a Radius Bank checking account from overdrafts by linking your Radius High-Yeild Savings account. Click here to learn more.
Wire transfers are a quick way to transfer money from your Radius account to another person or a bank account elsewhere. The cut-off time for same-day processing is 3:00 PM ET ; requests received after 3:00 PM ET will be processed on the next business day. Contact Customer Service for more information.
Apply Online In Minutes
Open a Radius Bank account completely online, quickly and easily – right now, wherever you are. Most people finish their application in less than ten minutes!
What You'll Need to Apply:
- Your Social Security Number (or Individual Tax Identification Number)
- $100.00 to open (you can use a debit card or transfer from an existing bank account)
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|1||Radius High-Yield Savings is a free savings account with no monthly maintenance fee and no minimum balance requirement after $100.00 to open the account.|
|2||FDIC-insured up to the maximum allowed per depositor.|
|3|| Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9.99, 0.05% APY applies to the entire balance on balances of $10.00—$2,499.99, 1.50% APY applies to the entire balance on balances of $2,500—$24,999.99, and 1.86% APY applies to the entire balance on balances of $25,000 or more. Rates may change after account is opened. Fees may reduce earnings. |
|4||Standard data and message rates apply for all Mobile Banking services.|
|5||Per Regulation D §204.2(d)(2), you are limited to 6 preauthorized withdrawals or outgoing transfers (combined) per statement period. See your personal deposit account terms and conditions for details.|