We believe in second chances.
Rebound Checking is an FDIC-insured1 checking account designed to help you rebuild your banking history with simple, powerful technology and limited fees.
- Easily add money to your account via mobile check deposit2
- Online Bill Pay
- Set up custom alerts
- Direct deposit of paycheck or other income
Link your free Radius Debit Card to Apple PayTM, Samsung Pay, or Android PayTM
Radius Pay a Friend
Securely send money to anyone, instantly with Radius Pay a Friend
Additional peace of mind
- Mobile check deposit limits of $1,000 per day; mobile check deposit limits of $2,000 per 10 days2
- Daily debit card limit of $5003
- $9.00 monthly service charge
- Open the account with $10.00 or more
- Enroll in free Online Banking
- Choose to receive a free Radius Debit Card
After 12 months of positive banking history, clients may be eligible to upgrade to a Radius Checking account. For more information, contact Customer Service.5
This product is currently being offered by invitation only.
|1||FDIC-insured up to at least $250,000 per depositor.|
|2||Online Banking required for Mobile Banking access. Standard message and data rates apply for all Mobile Banking services. To enroll in Online Banking, visit radiusbank.com/enroll . Mobile check deposit limits of $1,000 per day; mobile check deposit limits of $2,000 per 10 days.|
|3||Daily Debit Card limit of $250 for the first 30 days and will increase to $500 on day 31. Daily debit card limit includes all transactions including ATM withdrawals, mobile wallet payments, Pay a Friend, etc.|
|4||You must enroll in Online Banking, receive eStatements and receive a Debit Card in order to qualify for this account. Your account can be closed if you do not elect to receive these services within two (2) months after the account is opened or if you opt out of these services anytime after the account has been opened. An account service fee of $9.00 will be charged each month. You must deposit $10.00 to open this account. No monthly minimum balance requirement after $10.00 to open the account.|
|5||Positive banking history is described as follows: No NSF (non-sufficient funds) items during the preceding twelve months in the Rebound Checking account; the Rebound Checking account must have a positive balance a the time of the request to upgrade the account; an eFunds check must show no additional negative history in the preceding twelve months (including banking history from other banks); and all monthly servicing fees must have been paid in full for the 12 preceding months. Radius Bank reserves the right to modify the description of "positive banking history" and the requirements to upgrade a Rebound Checking account to a Radius Checking account at any time.|