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All accounts below are FDIC-insured
Radius Hybrid Checking
Earn up to 1.20% APY with this free high-interest checking account1 2
Radius Hybrid Checking is a revolutionary account that combines the high-interest earning of a savings account with the freedom of a checking account.
- Earn 0.85% APY on balances of $2,500–$99,999.991
- Earn 1.20% APY on balances of $100,000 & up1
- Free high-interest checking account2
- Free ATMs worldwide3
Get free ATMs worldwide with this free checking account2 3
Simple. Convenient. Easy to use.
- Free ATMs worldwide3
- Free checking account2
A basic checking account with low fees
- No minimum balance requirement after $10.00 to open
- $9.00 monthly fee
- Upgrade to Radius Checking after 12 months of positive banking history4
Radius High-Yield Savings
Earn more with this free, FDIC-insured* high-interest savings account 2
- Earn 1.50% APY on balances of $2,500–$24,999.995
- Earn 1.86% APY on balances of $25,000 & up5
- Free high-interest savings account2
Certificates of Deposit
Put your money to work for you
Choose CD options online ranging from 12, 18, and 36 months. All CDs are FDIC-insured.
- Now earn 1.85% APY on a 36 month (3 year) CD6
Apply online for:
|All accounts listed on this page are FDIC-insured up to at least $250,000 per depositor.|
|1||Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01–$2,499.99, 0.85% APY applies to the entire balance on balances of $2,500.00-$99,999.99, and 1.20% APY applies to the entire balance of $100,000.00 or more. Rates may change after account is opened. Fees may reduce earnings.|
|2||No monthly maintenance fees. No monthly minimum balance requirement after $100.00 to open.|
|3||Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking or Radius Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.|
|4||Positive banking history is described as follows: No NSF (non-sufficient funds) items during the preceding twelve months in the Essential Checking account; the Essential Checking account must have a positive balance at the time of the request to upgrade the account; an eFunds check must show no additional negative history in the preceding twelve months (including banking history from other banks); and all monthly servicing fees must have been paid in full for the 12 preceding months. Radius Bank reserves the right to modify the description of "positive banking history" and the requirements to upgrade a Essential Checking account to a Radius Checking account at any time.|
|5||Annual Percentage Yield (APY) accurate as of Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9.99, 0.05% APY applies to the entire balance on balances of $10.00—$2,499.99, 1.50% APY applies to the entire balance on balances of $2,500—$24,999.99, and 1.86% APY applies to the entire balance on balances of $25,000 or more. Rates may change after account is opened. Fees may reduce earnings.
|6||Annual Percentage Yield (APY) accurate as of CDs with terms of 12 months (1 year), 18 months (1.5 years), and 36 months (3 years) compound and credit interest monthly. Early withdrawal fees will reduce earnings — 12, 18, and 36 month CDs will be assessed a penalty of 365 days simple interest. Minimum amount to open is $500.00 for CDs with terms of 12 months (1 year), 18 months (1.5 years), and 36 months (3 years).