Personal Loans

Low, fixed-rate loans from 5.99% to 36.00% APR*

Radius Bank has partnered with Prosper to offer access to fixed, low-rate personal loans to fit your financial needs. Consolidate debt, make home improvements, or take a dream vacation with a personal loan through Prosper.


Borrow from $2,000-$35,000

Fixed rates that never go up.
Rates from 5.99% to 36.00% APR* 

Check Your Rate

No commitment required–your real rates are shown upfront in less than 2 minutes, without affecting your credit score. 


APPLY

Get real offers in 2 minutes, without affecting your credit score.

GET APPROVED

Your application is
processed in just
a few days.

GET FUNDED

Money is deposited into your bank account in 3-5 business days, and monthly payments are scheduled.




Flexible options
Choose a 36- or 60-month term**

Customize fixed, monthly payments for your budget.

No surprises

No teaser rates.
No hidden fees.
No prepayment penalties.

Dedicated customer service

If you have questions, give Prosper a call at 1 (866) 615-6319, 8:00 AM to 9:00 PM ET. They can even help you apply over the phone.


Get Started

No commitment required–your real rates are shown upfront in less than 2 minutes, without affecting your credit score.


 



Who is Prosper?

As the first-ever online lending marketplace in the US, they’re a passionate group of technical and financial experts, engineers, designers, and customer advocates who want to create a better way to borrow money.

 

Loans made to fit your life 

Use your funds for almost anything you need. 

Consolidate debt

Roll debt into a low, fixed monthly payment for a simple savings plan that works.

Home improvement

Home work you actually want to do–fix plumbing, upgrade your kitchen, build an outdoor deck, or turn your bathroom into a personal spa.

Vacation

It's a wonderful world out there. Use a loan through Prosper to see as much of it as you want.

Special Occasion

Get the money you need to celebrate the best moments of your life.

Large Purchase

High price tag? Use your funds through Prosper to get it faster and make fixed, low monthly payments that fit your budget.

Apply Now 

No commitment required–your real rates are shown upfront in less than 2 minutes, without affecting your credit score.



 



Read testimonials from real Prosper customers


"Prosper helped me purchase my first motorcycle, a restore of the 1978 Honda. Soon enough, it will shine once more.”—Joseph C.


“Prosper helped me with asking my soul mate to marry me. Thanks, Prosper!” –Christopher C.


“We [decided to] convert our garage into a living space. We came to Prosper and were quickly approved and received our funds. Construction is underway!”—Kelli T.


“Thank you for being so easy to work with and for being that final boost I needed to get my credit back in line.”—Constance M.
 

NAMED ONE OF FORBES' "MOST PROMISING COMPANIES OF 2015"



 



Frequently Asked Questions

  1. How does Prosper work?
    Often referred to as “peer-to-peer” lending, Prosper is an online lending marketplace that connects people who want to borrow money with those who want to invest. For more information, visit Prosper.com.

  2. How do I know if I'm eligible for a loan through Prosper?
    You're an eligible candidate if you:

    • Are at least 18 years old and a US resident
    • Have a valid bank account
    • Have a credit score of at least 640 

CHECK YOUR RATE

No commitment required–your real rates are shown upfront in less than 2 minutes, without affecting your credit score.


 

All loans made by WebBank, an FDIC insured Utah-chartered Industrial Bank. All loan applications are subject to credit approval, investor commitment, and other criteria. Refer to the Prosper Borrower Registration Agreement for full terms. Equal Housing Lender.

* Annual Percentage Rates (APR) through Prosper range from 5.99% to 36.00%. Your actual APR depends upon credit score, Prosper Rating, loan amount, loan term, credit usage and history. Best rates for most creditworthy borrowers.
** Example: A three-year $10,000 loan with an APR of 5.99% and 36 scheduled monthly payments of $302. A five-year $10,000 loan with an APR of 10.99% and 60 scheduled monthly payments of $207.