Compare Savings Accounts

What type of savings are you looking for?

You have goals for your life, so you need tools to help you save for them. Whether you’re looking to start a rainy day fund, provide peace of mind for your family, or save for a special event, Radius Bank offers two ways you can earn more interest on your money.

“I want a basic savings with a great rate.”

A free, reliable savings account with no fees and one of the best rates available.1

“I want more access to my money.”

A free checking account that combines high interest with the flexibility of a checking account.


COMPARE ACCOUNTS

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RADIUS HIGH-YIELD SAVINGS

RADIUS HYBRID CHECKING

Interest

Earns 1.00% APY on balances of $2,500 and up1

Earns up to 0.90% APY on the portion of the balances $2,500 and up2

Earns 0.00% APY on the portion of balances below $2,5002

Transaction Limits

6 preauthorized transactions per statement period3

No limit on the number of transactions per statement cycle

ATM/Debit Card

You can request a free ATM Card to make PIN-based purchases and withdraw money at ATMs

Receive a free chip-enabled Debit Card to make purchases, access ATMs, and use mobile wallets

Withdrawals

Make fee-free withdrawals at ATMs displaying the SUMSM logo4

Free ATMs worldwide5

Transfers

Free internal and external online transfers between your Radius Bank accounts and accounts at other banks3

Free internal and external online transfers between your Radius Bank accounts and accounts at banks, plus mobile payments

Monthly Maintenance Fee

None

None

Minimum Opening Deposit

$10.00

$10.00

FDIC-insured

How to Apply

GET RADIUS HIGH-YIELD SAVINGS

GET RADIUS HYBRID CHECKING

Requirements7 8
  • Open the account with $10.00 or more
  • Open the account with $10.00 or more
  • Enroll in free Online Banking & choose to receive eStatements
  • Choose to receive a free Radius Debit Card

No matter your choice, you’ll get access to

Do not include commas with balance.

*Interest earned over the term of 12 months.

GET RADIUS HIGH-YIELD SAVINGS

Do not include commas with balance.

*Interest earned over the term of 12 months.

GET RADIUS HYBRID CHECKING

Account Type Min Balance
to Open
Min Balance
to Earn APY
Interest
Rate
APY4 Monthly Fees
Radius High-Yield Savings $10 $10
$2,500
0.05%
1.00%
0.05%
1.00%1
None
Radius Hybrid Checking $10 $0
$2,500
0.00%
0.90%
0.00%
0.00 - 0.90%2
None

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Need Help?

Contact Customer Service, or live chat.

Didn't find what you were looking for?

Compare checking accounts. Radius Bank offers additional accounts based on your needs. To learn more about our other personal accounts, contact us today or apply for an account by downloading our Personal Deposit Account Application.

1 Radius High-Yield Savings is a free savings account with no monthly maintenance fee and no minimum balance requirement after $10.00 to open the account. Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9.99, 0.05% APY applies to the entire balance on balances of $10.00—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rates may change after account is opened. Fees may reduce earnings.
2 Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to all balances from $0.00 to $2,499.99 and for balances of $2,500.00 and over, the APY would range from 0.00%-0.90% APY. Accounts will earn the stated APY only for the portion of the balance within the specified tier. The higher the dollar amount in the account (over $2,499.99), the higher the APY (up to 0.90%) will be earned on the account. Rates may change after account is opened. Fees may reduce earnings.
3 Per Regulation D, you are limited to 6 preauthorized transactions per statement period. See your personal deposit account terms and conditions for details. Free internal and external online transfers between your Radius Bank accounts and accounts at other financial institutions.
4 Financial institutions that do not participate in the SUMSM Program may apply a surcharge.
5 Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking or Radius Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank's ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.
6 Standard data and message rates apply for all Mobile Banking services. Online Banking required for Mobile Banking access. To enroll in Online Banking, visit radiusbank.com/enroll.
7 No monthly maintenance fees. No monthly minimum balance requirement after $10.00 to open.