Compare Checking Accounts

What are you looking for out of your checking account?

With three great options, Radius Bank has you covered. All of our accounts are FDIC-insured 1 and allow you access to our superior customer service and leading edge technology.

“I want to earn more.”

Designed for those who keep a higher balance in checking or want to combine their checking and savings into one account.

“I want a great, basic account.”

A straight forward checking account with no fees and access to simple and powerful technology.

“I want a prepaid card, or to rebuild my banking history.”

A personal checking solution with limited fees and access to tools for better money management.


COMPARE ACCOUNTS

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RADIUS HYBRID CHECKING

RADIUS CHECKING

REBOUND CHECKING

Free 2

Unlimited ATM Fee Rebates 3

Earns Interest

APY 4

Earns up to 0.90% APY on the portion of the balances $2,500 and up 5

Earns 0.01% APY on the entire balance of balances $1,000 and up 6

Minimum Opening Deposit

$10.00

$10.00

$10.00

Monthly Maintenance Fee

None

None

$9.00

Free First Order of Checks

How to Apply

GET RADIUS HYBRID

GET RADIUS CHECKING

Get Rebound Checking

Requirements 7 8
  • Open the account with $10.00 or more
  • Enroll in free Online Banking & choose to receive eStatements
  • Choose to receive a free Radius Debit Card

No matter your choice, you’ll get access to

  • Free Online & Mobile Banking 9
  • Superior Customer Service
  • Free Chip Debit Card
  • Mobile Payment Options
  • No Radius ATM Fees 10
Account Type Min Balance
to Open
Min Balance
to Earn APY
Interest
Rate
APY 4 Monthly Fees
Radius Hybrid Checking $10 $0
$2,500
0.00%
0.90%
0.00%
0.00 - 0.90% 5
None
Radius Checking $10 $1,000 0.01% 0.01% 6 None
Rebound Checking $10 $9.00

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Didn't find what you were looking for?

Compare savings accounts. Radius Bank offers additional accounts based on your needs. To learn more about our other personal checking account products, contact us today or apply for an account by downloading our Personal Account Application.

1 FDIC-insured up to at least $250,000 per depositor.
2 No monthly maintenance fees. No monthly minimum balance requirement after $10.00 to open.
3 Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking or Radius Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank's ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.
4 Annual Percentage Yield (APY) is accurate as of
5 Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to all balances from $0.00 to $2,499.99 and for balances of $2,500.00 and over, the APY would range from 0.00%-0.90% APY. Accounts will earn the stated APY only for the portion of the balance within the specified tier. The higher the dollar amount in the account (over $2,499.99), the higher the APY (up to 0.90%) will be earned on the account. Rates may change after account is opened. Fees may reduce earnings.
6 Annual Percentage Yield (APY) is accurate as of Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$999.99, and 0.01% APY applies to the entire balance on balances of $1,000.00 or more. Rates may change after account is opened. Fees may reduce earnings.
7 You must enroll in Online Banking, receive eStatements and receive a Debit Card in order to qualify for this account. Your account will revert to a Free Checking account if you do not elect to receive these services within two (2) months after the account is opened or if you opt out of these services any time after the account has been opened. You must deposit $10.00 to open this account. No monthly minimum balance requirement after $10.00 to open the account.
8 You must enroll in Online Banking, receive eStatements and receive a Debit Card in order to qualify for this account. Your account can be closed if you do not elect to receive these services within two (2) months after the account is opened or if you opt out of these services anytime after the account has been opened. An account service fee of $9.00 will be charged each month. You must deposit $10.00 to open this account. No monthly minimum balance requirement after $10.00 to open the account.
9 Standard data and message rates apply for all Mobile Banking services.
10 Radius Bank does not charge a fee for using another bank's ATM.