Compare Checking Accounts

Choose the account that's right for you:

Radius Hybrid

Free high-interest checking account1

EXCLUSIVE FEATURES:
  • Earns up to 0.90% APY on the portion of balances $2,500 and up2
  • Earns 0.00% APY on the portion of balances below $2,5002
FEATURES:
  • Free chip-enabled Debit Card with no Radius ATM fees3
  • Free ATMs worldwide3
  • Apple Pay available with Debit Card
  • Free Online & Mobile Banking4
  • Send money instantly to anyone with Radius Pay a Friend
  • Free first order of checks
  • $10.00 minimum to open

Radius Hybrid Calculator:

Do not include commas with balance.

*Interest earned over the term of 12 months.


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Radius Checking

Free checking account1

EXCLUSIVE FEATURES
  • Earns 0.01% APY on the entire balance of balances $1,000 and up5
  • Earns 0.00% APY on balances below $1,0005

FEATURES:
  • Free chip-enabled Debit Card with no Radius ATM fees3
  • Free ATMs worldwide3
  • Apple Pay available with Debit Card
  • Free Online & Mobile Banking4
  • Send money instantly to anyone with Radius Pay a Friend
  • Free first order of checks
  • $10.00 minimum to open

Radius Checking Calculator:

Do not include commas with balance.

*Interest earned over the term of 12 months.



Scroll left and right to view the rest of the table.
Account Type Min Balance
to Open
Min Balance
to Earn APY
Interest
Rate
APY Monthly Fees
Radius Hybrid $10 $0
$2,500
0.00%
0.90%
0.00%
0.00 - 0.90% 2
None
Radius Checking $10 $1,000 0.01% 0.01% 5 None

REQUIREMENTs for both accounts 6

  • Open the account with $10.00 or more
  • Enroll in free Online Banking & choose to receive eStatements
  • Choose to receive a free Debit Card


1 No monthly maintenance fees. No monthly minimum balance requirement after $10 to open.
2 Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to all balances from $0.00 to $2,499.99 and for balances of $2,500.00 and over, the APY would range from 0.00%-0.90% APY. Accounts will earn the stated APY only for the portion of the balance within the specified tier. The higher the dollar amount in the account (over $2,499.99), the higher the APY (up to 0.90%) will be earned on the account. Rates may change after account is opened. Fees may reduce earnings.
3 ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid or Radius Checking account using the Radius Debit Card wherever it is accepted. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. ATM fees will be rebated at the end of each statement cycle. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate at any time. Excludes international exchange fees.
4 Online Banking required for Mobile Banking access. Standard data rates apply to Mobile Banking.
5 Annual Percentage Yield (APY) is accurate as of Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$999.99, and 0.01% APY applies to the entire balance on balances of $1,000.00 or more. Rates may change after account is opened. Fees may reduce earnings.
6 You must enroll in Online Banking, receive eStatements and receive a Debit Card in order to qualify for this account. Your account will revert to a Free Checking account if you do not elect to receive these services within two (2) months after the account is opened or if you opt out of these services any time after the account has been opened.