Checking & Savings Rates

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Account Type Min Balance
to Open
Min Balance
to Earn APY
Interest
Rate
APY1 Monthly Fees
Radius Checking $10 $1,000 0.01% 0.01% None
Radius Hybrid Checking2 $10 $0
$2,500
0.00%
0.85%
0.00%
0.85%
None
Essential Checking $10 N/A N/A N/A $9.00
Free Checking $10 N/A N/A N/A None
Radius High-Yield Savings3 $10 $10
$2,500
0.05%
1.29%
0.05%
1.30%
None 3
Union Advantage Savings3 4 $10 $50 0.05% 0.05% $2.503 4
Statement Savings3 4 $10 $50
$500
0.05%
0.05%
0.05%
0.05%
$2.503 4
Passbook Savings3 4 $10 $50
$500
0.05%
0.05%
0.05%
0.05%
$2.503 4
Retail Money Market3 $10 $10
$10,000
$25,000
$100,000
0.05%
0.10%
0.10%
0.10%
0.05%
0.10%
0.10%
0.10%
None3

For all accounts, rates may change after account is opened and fees could reduce earnings.

1 Annual Percentage Yield (APY) accurate as of

2 Minimum amount to open account is $10.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$2,499.99, and 0.85% APY applies to the entire balance on balances of $2,500 or more. Rates may change after account is opened. Fees may reduce earnings.

3 Per Regulation D, you are limited to 6 preauthorized transactions per statement period. See your personal deposit account terms and conditions for details.

4 Monthly service charge of $2.50 if minimum daily balance is below $250. Interest rates are subject to change without notice and will be determined at the discretion of the Bank.