Certificates of Deposit & Individual Retirement Account CDs
Put your money to work for you. Choose CD options ranging from 3 months to 5 years and lock in a competitive interest rate that is guaranteed for the term of the investment. You can also save for retirement by opening an IRA CD ranging from 1 to 5 years.
Now earn 1.60% APY on a 3 year CD*
SELECT A TERM AND START SAVING TODAY!
APPLY ONLINE for a 12 month, 18 month, or 3 year CD
DIDN'T FIND WHAT YOU WERE LOOKING FOR?
To apply for a CD or IRA that is not available online, simply download our Personal Deposit Account Application.
*Annual Percentage Yield (APY) accurate as of
FDIC–insured up to at least $250,000 per depositor. The rates for all CDs are guaranteed for the length of the term. Our 3, 5, 6 and 9 month CDs require a minimum balance of $1000.00 to open and to earn interest and APY. Our CDs with terms of 13, 15 and 18 months, 1, 2, 2½, 3, 4, and 5 years require a minimum balance of $500.00 to open and to earn interest and APY. Our 3, 5, 6 and 9 month CDs accrue interest daily and interest is credited at maturity. Our CDs with terms of 13 and 18 months, 1, 2, 2½, 3, and 4 years compound and credit interest monthly. Our 15 month and 5 year CDs compound and credit interest quarterly. Our 15 month Step-Up CD and IRA may be converted to a higher rate one time only during the 15 month term. Early withdrawal fees will reduce earnings. CDs with terms of 3, 5 and 6 months will be assessed a penalty of 3 months simple interest. 9 month CDs will be assessed a penalty of 180 days simple interest. All other CDs will be assessed a penalty of 365 days simple interest.