CD Rates

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Account Type Min Balance
to Open
Min Balance
to Earn APY
Interest Rate APY* Apply
Online
3 Month CD $1,000 $1,000 0.15% 0.15%
5 Month CD $1,000 $1,000 0.15% 0.15%
6 Month CD $1,000 $1,000 0.20% 0.20%
9 Month CD $1,000 $1,000 0.20% 0.20%
1 Year CD $500 $500 0.25% 0.25% Yes
13 Month CD $500 $500 0.25% 0.25%
18 Month CD $500 $500 0.35% 0.35% Yes
2 Year CD $500 $500 0.40% 0.40%
2 ½ Year CD $500 $500 0.50% 0.50%
3 Year CD $500 $500 1.59% 1.60% Yes
4 Year CD $500 $500 0.75% 0.75%
5 Year CD $500 $500 1.00% 1.00%

APPLY ONLINE for a 12 month, 18 month, or 3 year CD

To apply for a CD that is not available online, simply download our Personal Account Application or contact Customer Service.

*Annual Percentage Yield (APY) accurate as of

FDIC–insured up to at least $250,000 per depositor. The rates for all CDs are guaranteed for the length of the term. Our 3, 5, 6 and 9 month CDs accrue interest daily and interest is credited at maturity. Our CDs with terms of 13 and 18 months, 1, 2, 2½, 3, and 4 years compound and credit interest monthly. Our 5 year CDs compound and credit interest quarterly. Early withdrawal fees will reduce earnings. CDs with terms of 3, 5 and 6 months will be assessed a penalty of 3 months simple interest. 9 month CDs will be assessed a penalty of 180 days simple interest. All other CDs will be assessed a penalty of 365 days simple interest.