SBA Loans

As a nationwide preferred Small Business Administration (SBA) lender, radius bank is able to provide creative financial solutions to meet your borrowing needs. 

Radius Bank was awarded Preferred Lender status by the SBA due to our active and expert participation in SBA lending. We're committed to helping small businesses across the U.S. by participating in a number of SBA lending programs. Our dedicated team of specialized SBA Business Development Officers have extensive connections in the business community, and will work with you to provide a lending package customized to your specific needs.

Radius Bank is an SBA preferred Lender offering lending solutions nationwide


Types of SBA Programs

  • 7(a) Loans - General purpose up to $5 million
  • 504 Loans - Loans for fixed assets
  • Veteran Loans - Specialty loans to Veterans
  • SBA Express Loans - Up to $350,000
  • Export Program Loans
  • Express Lines of Credit

Our SBA Lending solutions include:

Wealth Transfer / Business Acquisition / Buyout
  • Up to 80% financing for business acquisitions
  • Aggressive financing for partnership or family buyout
  • Can include working capital
  • Up to 10-year term (up to 25 years with real estate)
  • Collateral neutral; we are cash flow lenders

Commercial Real Estate
  • Up to 90% financing with 25-year term
  • 51% or more owner occupied
  • SBA 7(a) or 504 loans
  • Can include working capital, equipment, improvements and closing costs 
  • Single or multipurpose (includes hotels, restaurants, gas station/convenience stores, assisted living)

REFINANCES
  • Most business-related debt is eligible
  • No equity injection required
  • Must save at least 10% on current debt service
  • Up to 25-year term

Business Expansion
  • Can include working capital, equipment and improvements
  • Existing business must be profitable
  • Up to 90% financing, 10 to 25-year term

Franchise Finance
  • Up to 85% financing for acquisition or expansion
  • Up to 80% financing for start-up
  • Up to 10-year term (up to 25 years with real estate)

WE SPECIALIZE IN SERVING:

  • Health, Medical & Dental Professionals
  • Veteran-owned businesses
  • Childcare and Assisted Living Facilities
  • Professional Services
  • Convenience Stores & Liquor Stores
  • Franchises
  • Manufacturing/Distribution Companies


At Radius Bank, our team is dedicated to working with small businesses to develop the solutions that are right for your unique needs. Our process is tailored to provide you with fast approvals and closings. We pride ourselves on personal service and helping you achieve your goals. 

Contact one of our Business Development Officers today to learn more.

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