Deposit Services

ATM & Debit Card | Remote Deposit Capture | eCapture2 Remittance Processing | Wire Transfers | ACH Origination | Zero Balance Accounts | Merchant Services | ePayment Solution

Our comprehensive suite of deposit services will save your organization time and money, simplify the collections process and optimize cash flow.

Services include:

Business ATM & Debit Card

  • ATM Card: available with all business checking, savings, money market and NOW accounts
  • Debit Card: Business checking account required
  • Allows your organization to make quick and easy cash or check deposits at any Radius Bank ATM or NYCE® Shared Deposit Program ATM


Remote Deposit Capture

  • Allows for quick and easy deposits into your business deposit account
  • Business Online Banking is required for use of this service
  • Provides the ability to standardize deposit activity and manage your own internal security on transactions by setting up access levels for your employees
  • Use one of our three convenient options:
    • Desktop scanner provided by Radius Bank provides ability to process deposits from one or more office locations 1
    • Your own flatbed scanner provides ability to process deposits from your home or office
    • Your own mobile device provides ability to make deposits anytime, from anywhere


e Capture 2 Remittance Processing

  • This service is an enhanced version of Remote Deposit Capture & available with all business deposit accounts
  • Business Online Banking is required for use of this service
  • Streamlines the collections process for organizations by combining check and electronic remittance capture information through the use of a desktop scanner and image technology
  • The capture of check payments and remittances results in faster, more accurate receivable processing
  • Reduces data storage and delivery costs
  • Allows secure access to remittance, checks and related correspondence online


Wire Transfers

  • Receive incoming domestic and international wire transfers into your Radius business deposit account
  • For instructions on how to receive an incoming international wire transfer, please contact your relationship manager or our Customer Service team


ACH Origination (Debit)

  • This service is available to Account Analysis Checking clients
  • Premium Business Online Banking is required for use of this service
  • Provides a mechanism to collect funds electronically
  • Allows your organization to efficiently manage receipt of payments


Zero Balance Accounts

  • This service is available to Account Analysis Checking clients
  • Premium Business Online Banking is required for use of this service
  • Allows your organization to efficiently consolidate account balances into a master account
  • Checks are written, disbursements are made and the net balance is transferred from a concentration account
  • Allows clients to establish multiple accounts for specific use and easily consolidate all balances
  • Ensures that funds do not stand idle in multiple accounts, eliminating the need to initiate account transfers
  • Provides centralized, single account control and the ability to view all daily activity efficiently


Merchant Services

  • This service is available with all business deposit accounts
  • Business Online Banking is required for use of this service
  • Allows your business to accept the most widely-used electronic payment options for your customers at the point-of-sale
  • Reduces the need to maintain credit accounts and manage collections, helping you save money, control cash flow and improve customer service
  • Benefit from ACH settlement within 48 hours of the sale


e Payment Solution

  • This service is available with all business deposit accounts
  • Allows your organization to collect one-time and recurring payments electronically via credit card, debit card or electronic checks
  • Payments can be accepted through a secure website, over the telephone and/or in-person
  • Receive proceeds faster than through the traditional deposit process
  • Obtain real-time reports for better tracking and monitoring of receipts
  • This low-cost service is easy to implement


To learn more about our Cash Management Services, contact a relationship manager today.


1 Must receive Bank approval prior to obtaining this service. Scanner must be returned if account is closed or service is terminated. The Remote Deposit Scanner model provided will be determined by Radius Bank.