Deposit Accounts

Radius Bank is proud to offer several deposit account options to fit the unique needs of your business, union organization, or municipality. Find the one that is right for your organization below.


Tailored Checking

  • 0.75% APY on balances of $10,000 & up1 
  • Unlimited transactions
  • $15 monthly maintenance fee on accounts with balances below $10,0002 

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Relationship Checking

  • Ideal for organizations that have account activity of 200-400 transactions per month and will maintain multiple accounts
  • Monthly maintenance fee can be waived with a combined $25,000 average monthly balance in business deposit accounts
  • Remote deposit capture and other services available 



Account Analysis Checking

  • Perfect for organizations that perform more than 400 transactions per month and are looking for more robust cash management and fraud prevention services
  • Earnings credit may offset fees
  • Account analysis provided 


Interest Checking

  • Available to union, municipal and non-profit organizations 
  • Earn a competitive interest rate on balances 
  • Remote deposit capture and other services available 

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Compare Checking accounts 




  • Client funds account utilized by attorneys where interest earned is distributed to charitable organizations
  • Includes check-writing capabilities 

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Business Money Market

  • Combines the advantages of earning interest with check-writing capabilities
  • Higher balances earn higher interest rates through our tiered rate structure

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Statement Savings

  • Earn a competitive interest rate
  • You have the ability to link a Radius Bank Business Checking account to this savings account and receive one monthly statement 

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Certificates of Deposit (CDs)

  • Lock in a fixed, competitive interest rate and receive FDIC insurance on deposits up to $250,000
  • Several terms available

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Certificates of Deposit Account Registry Service® (CDARS)

  • Access multi-million dollar FDIC insurance (minimum deposit $100,000) through CDARS®3
  • Choose from several term options


1 Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9,999.99, and 0.75% APY applies to the entire balance on balances of $10,000 or more. Rates may change after account is opened. Fees may reduce earnings.
2 Accounts with an average monthly balance of less than $10,000.00 at the end of each statement cycle will be charged a $15.00 monthly maintenance fee.
3 Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement. The agreement contains important information and conditions regarding the placement of funds. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.