Business Checking

Free Business Checking | Relationship Checking | Account Analysis Checking | Interest Checking


Our Radius BUSINESS BANKING SUITE IS COMPRISED of three unique product and service packages, each of which is anchored by a convenient checking account.

Whether your organization is large or small, Radius Bank's business checking options deliver the solutions you need. And it's all backed by the top-notch service and expertise you deserve.

To open a business checking account or learn more about Radius Bank's business banking services, please contact a relationship manager today.


Free Business Checking 

PERFECT FOR

Organizations that perform less than 200 transactions per month

FEATURES
  • No monthly maintenance fee
  • No minimum balance required
  • 200 free transactions per month ($0.20 for each item over 200)
  • Standard Online Banking available
  • Business Mobile Banking available
  • ATM Card and/or Debit Card available
  • Apple Pay available with Debit Card
  • Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account available ($5 per daily transfer)1
  • FDIC–insured2

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Mobile Banking
  • Remote deposit capture via a scanner3
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

WITHDRAWALS & TRANSFERS

PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


To open a business checking account, download the application here and get started, or contact a relationship manager to learn more.

Contact Us Get the application



Relationship Checking 

PERFECT FOR

Organizations that perform 200-400 transactions per month that will maintain multiple accounts

FEATURES
  • 400 free transactions per month ($0.40 for each item over 400)
  • $25 monthly maintenance fee, which can be waived with a combined $25,000 monthly average balance in business deposit accounts4
  • Standard Online Banking available
  • Business Mobile Banking available
  • Free first order of checks up to $50
  • ATM Card & Debit Card available
  • Apple Pay available with Debit Card
  • Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account available ($5 per daily transfer)1
  • FDIC–insured2

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Mobile Banking
  • Remote deposit capture via a scanner3
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

WITHDRAWALS & TRANSFERS

PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


To open a Radius Business Checking account, download the application here and get started, or contact a relationship manager to learn more.

CONTACT US GET THE APPLICATION



Account Analysis Checking

PERFECT FOR

High-activity organizations that are looking for more robust cash management and fraud prevention services

FEATURES
  • Standard or Premium Online Banking access available
  • Business Mobile Banking available
  • Free first order of checks up to $100
  • ATM Card and/or Debit Card available
  • Apple Pay available with Debit Card
  • Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account available ($5 per daily transfer)1
  • $14 monthly maintenance fee
  • Earnings credit may offset fees
  • FDIC–insured2

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Business Mobile Banking
  • Remote deposit via a scanner ($50 monthly scanner maintenance fee, which can be offset by earnings credit)3
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

Account fees will be assessed on the following items, which may be offset by earnings credit:

  • Checks or items paid: $0.21 each
  • Deposits: $0.85 each
  • Deposited items: $0.14 each

WITHDRAWALS & TRANSFERS
PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


Other Cash Management Services Available

To learn more about our Business Online Banking services, click here


To open a business checking account, download the application here and get started, or contact a relationship manager to learn more.

CONTACT US GET THE APPLICATION



Interest Checking

Available FOR

Union, municipal and non-profit organizations

FEATURES

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Business Mobile Banking
  • Remote deposit via a scanner ($50 monthly scanner maintenance fee, which can be offset by earnings credit)3
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

WITHDRAWALS & TRANSFERS
PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


To open a business checking account, download the application here and get started, or contact a relationship manager to learn more.

contact us get the application



1 Maximum of six (6) transactions permitted each statement cycle from a Savings or Money Market Account.
2 FDIC-insured up to at least $250,000 per depositor.
3 Must receive Bank approval prior to obtaining this service. Scanner must be returned if account is closed or service is terminated. The Remote Deposit Scanner model provided will be determined by Radius Bank.
4 Combined balances include the average monthly balance in the Relationship Checking account plus the average monthly balance in all Business Statement Savings, Business Money Market Accounts and Business Certificates of Deposits at the end of the statement cycle; all accounts must be owned by the same business entity.