Business Checking

Tailored Checking | Relationship Checking | Account Analysis Checking | Interest Checking


Our Radius BUSINESS BANKING SUITE IS COMPRISED of a variety of packages, each of which is anchored by a convenient checking account.

Whether your organization is large or small, Radius Bank's business checking options deliver the solutions you need. And it's all backed by the top-notch service and the expertise you deserve.


Tailored Checking

PERFECT FOR

Small businesses, sole props, freelancers, independent contractors and more

Features
  • 0.75% APY on balances of $10,000 & up1
  • Unlimited transactions
  • Online & Mobile Banking
  • Mobile check deposit
  • Free business debit card
  • Free ATMs worldwide2
  • FDIC–insured3
  • No per-transaction fee
  • Free bill pay available - contact us after you open your account
  • Electronic statements
  • $15 monthly maintenance fee on accounts with balances below $10,0004

Apply Online Now Learn More

 



Relationship Checking 

PERFECT FOR

Organizations that perform 200-400 transactions per month that will maintain multiple accounts

FEATURES
  • 400 free transactions per month ($0.40 for each item over 400)
  • $25 monthly maintenance fee, which can be waived with a combined $25,000 monthly average balance in business deposit accounts7
  • Standard Online Banking available
  • Business Mobile Banking available
  • Free first order of checks up to $50
  • ATM Card & Debit Card available
  • Apple Pay available with Debit Card
  • Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account available ($5 per daily transfer)5
  • FDIC–insured3

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Mobile Banking
  • Remote deposit capture via a scanner6
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

WITHDRAWALS & TRANSFERS
PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


To open a business checking account, please contact Customer Service. See Radius Bank’s Business Deposit Account Agreement here

CONTACT US 




Account Analysis Checking

PERFECT FOR

High-activity organizations that are looking for more robust cash management and fraud prevention services

FEATURES
  • Standard or Premium Online Banking access available
  • Business Mobile Banking available
  • Free first order of checks up to $100
  • ATM Card and/or Debit Card available
  • Apple Pay available with Debit Card
  • Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account available ($5 per daily transfer)5
  • $14 monthly maintenance fee
  • Earnings credit may offset fees
  • FDIC–insured3

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Business Mobile Banking
  • Remote deposit via a scanner ($50 monthly scanner maintenance fee, which can be offset by earnings credit)6
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

Account fees will be assessed on the following items, which may be offset by earnings credit:

  • Checks or items paid: $0.21 each
  • Deposits: $0.85 each
  • Deposited items: $0.14 each

WITHDRAWALS & TRANSFERS
PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


Other Cash Management Services Available

To learn more about our Business Online Banking services, click here.


To open a business checking account, please contact Customer Service. See Radius Bank’s Business Deposit Account Agreement here

CONTACT US 


 



Interest Checking

Available FOR

Union, Municipal and Not-for-Profit organizations

FEATURES

MANAGING YOUR MONEY

DEPOSITS
  • Online & wire transfers into your account
  • In-person deposits at our Financial Center locations
  • At a Radius Bank ATM with your business ATM Card or Debit Card
  • At a NYCE® Shared Deposit Program ATM with your business ATM Card or Debit Card
  • Mobile check deposit via Business Mobile Banking
  • Remote deposit via a scanner ($50 monthly scanner maintenance fee, which can be offset by earnings credit)6
  • Make deposits via postage-paid Bank by Mail envelopes
  • Merchant Services
  • Payments received via our ePayment Solution

WITHDRAWALS & TRANSFERS
PAYMENTS & PURCHASES
  • Pay your Radius Bank commercial loan with a Radius Bank business checking/savings/money market account through Business Online Banking
  • Pay bills using online Business Bill Pay
  • Write checks from your account
  • Payroll Services
  • Point-of-sale and online purchases using your Business Debit Card
  • Apple Pay available with Debit Card


To open a business checking account, please contact Customer Service. See Radius Bank’s Business Deposit Account Agreement here

CONTACT US 

1 Annual Percentage Yield (APY) is accurate as of Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9,999.99, and 0.75% APY applies to the entire balance on balances of $10,000 or more. Rates may change after account is opened. Fees may reduce earnings.
2 Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Tailored Checking account using the Radius Bank business debit card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.
3 FDIC-insured up to at least $250,000 per depositor.
4 Accounts with an average monthly balance of less than $10,000.00 at the end of each statement cycle will be charged a $15.00 monthly maintenance fee.

Standard data and message rates apply for all Mobile Banking services.
5 Maximum of six (6) transactions permitted each statement cycle from a Savings or Money Market Account.
6 Must receive Bank approval prior to obtaining this service. Scanner must be returned if account is closed or service is terminated. The Remote Deposit Scanner model provided will be determined by Radius Bank.
7 Combined balances include the average monthly balance in the Relationship Checking account plus the average monthly balance in all Business Statement Savings, Business Money Market Accounts and Business Certificates of Deposits at the end of the statement cycle; all accounts must be owned by the same business entity.